Withdrawals from a Cash ISA can be requested in Settings > Withdraw > Cash ISA. Once you’ve requested a withdrawal, the funds will be sent to your linked bank account on the next available working day, typically by 6pm.

Please note that only fully deposited funds will be available for withdrawal. You can check the progress of any pending deposits you have by viewing your recent activity in the app, under Accounts > Cash ISA > Recent activity, and you can also view a recap of our weekly collection cycle here.

If you choose to request a full withdrawal, we'll also prepay any interest that you have accrued to date.

It’s also worth noting that if your account balance dips below £500, a lower interest rate of 0.75% AER (variable) will apply. You’ll earn the higher rate again once your balance increases to £500 or more.

There’s also no limit to the number of withdrawals you can make, but if you withdraw four or more times within each 12-month period from the date of opening your Cash ISA, you’ll receive the lower rate for the rest of that period. The number of withdrawals you can make without impacting your rate will reset yearly on the date you opened your Cash ISA.