Withdrawals from all of our cash accounts, including our Cash ISA, can be requested in Settings > Withdraw. The amount you can see under 'Available to withdraw' is made up of your completed deposits, plus any interest earned, so does not include any in-progress deposits.

Here’s a little more information on withdrawing from each of our cash accounts:

Withdrawals from a Cash ISA can be requested in Settings > Withdraw > Cash ISA. Once you’ve requested a withdrawal, the funds will be sent to your linked bank account on the next available working day by around 6pm.

It’s worth noting that if your account balance dips below £500, a lower interest rate of 0.75% AER (variable) will apply. You’ll earn the higher rate again once your balance increases to £500 or more.

There’s also no limit to the number of withdrawals you can make, but if you withdraw four or more times within each 12-month period from the date of opening your Cash ISA, you’ll receive the lower rate for the rest of that period. The number of withdrawals you can make without impacting your rate will reset yearly on the date you opened your Cash ISA.

Withdrawals from our Simple Saver and/or Reward Savings Account are paid out the next available working day by around 6pm, however please note that withdrawals from these accounts are limited to once per calendar month.

Once you request a withdrawal from one of our Notice Accounts, in Settings, your notice period will begin, and your withdrawal will be paid into your linked bank account the next available working day after the notice period has elapsed, typically by around 6pm.