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You can keep track of how much interest you’ve earnt today in the app, by viewing your ‘today’s interest’ figure in the Wealth tab. You’ll see this increase when any pending deposit(s) have been fully deposited with the partner banks who power your Cash ISA or Open Access Cash ISA.

For deposits made through our weekly collection cycle, your ‘today’s interest’ typically updates on the Thursday after the funds leave your bank account. If you deposit via easy bank transfer, transfer in an ISA from another provider, or move money from another Moneybox account, this will typically occur the next working day after the funds arrive in your Cash ISA balance.

For both our Cash ISA and Open Access Cash ISA, a lower interest rate of 0.75% AER (variable) applies whenever your account balance is less than £500, and you’ll temporarily lose the bonus rate until your balance increases to £500 or more. Once your balance increases to above £500, you’ll see your rate update in the app within 24 hours.

For our Cash ISA only, you can withdraw as often as you’d like, however, if you withdraw four or more times within each 12-month period from the date of opening your Cash ISA, you’ll receive the lower rate for the rest of that period and lose the bonus rate if this is within your introductory bonus period.

The number of withdrawals you can make without impacting your rate will reset yearly on the date you opened your Cash ISA.

If you request a full withdrawal, or a full transfer out to another provider, we’ll prepay any interest you’ve earned to date.