For our Cash Lifetime ISA and savings accounts (Notice Accounts, Simple Saver, and Reward Savings Account), your underlying interest is calculated daily and is paid into your account on the 1st of every month.

When viewing your account under the Wealth tab, you can view how much interest you’ve earned in total, as well as today's interest, which can be found underneath your balance. 💰

If you hold a Cash ISA or an Open Access Cash ISA, interest is calculated on a daily basis and is paid into your Cash ISA annually, on the anniversary of the date your ISA was first opened. You can see how much interest you’ve accrued in Wealth > Cash ISA > Breakdown.

Our introductory bonus interest for our Cash LISA, Open Access Cash ISA and Cash ISA is calculated daily and is paid after your bonus offer period into your Moneybox account as interest.

Please note that all of our interest rates are annual equivalent rates (AER), meaning that the % rate indicates the equivalent amount of interest you would earn if the interest was paid as one lump sum annually, including compounding.

For more information on how our bonus rate works for our Cash LISA, check out our FAQ here on our website.

Interest is calculated based on your “asset value” - which is the sum of all of your deposits plus any interest and government bonuses (for Cash Lifetime ISA) that has already been paid. The calculation we use for this figure will also take into account the compounding effect of any monthly paid interest.

Additionally, you can find an example of how much interest you could earn for your account in the Summary Box found on our website, which can be accessed by selecting your chosen account under the ‘Savings’ heading, and scrolling down.

Please note that our advertised interest rates are annual equivalent rates (AER) and our rates are also variable, which means they could go up or down in future.