When your child reaches 18, their Junior ISA will automatically convert into a standard Stocks & Shares ISA with Moneybox.

We’ll get in touch with you three months before your child’s birthday to confirm their details, and further payments into the JISA will be frozen one month before your child’s birthday, ready for us to move their full balance over to their new ISA.

On your child’s 18th birthday we’ll reach out to them to help them access their new Moneybox account. Their JISA balance will be transferred across to a Stocks & Shares ISA in their name, which they can access via their own Moneybox account.