We currently offer two types of savings products - regular access and Notice Accounts. With Notice Accounts, you need to give us notice before you take your money out, and in exchange these tend to offer higher interest rates compared to the regular access savings products.
We offer three Notice Accounts - a 32 Day Notice Account, 90 Day Notice, and a 95 Day Notice Account. Depending on which account you choose, you’ll need to give either 32, 90, or 95 days notice to make a withdrawal. Once you request a withdrawal in the app, after your notice period has passed, you will receive your money on the next working day.
Our 32 Day Notice Account has a rate of 3.77% AER (variable), and is powered by Investec. Our 90 Day Notice has a rate of 4.0% AER (variable). Our 95 Day Notice Account is also powered by Investec, and has a rate of 4.08% AER (variable).
We also offer an account without a notice period - the Simple Saver. Any withdrawals made from this account are paid the next available working day, however, you are limited to one withdrawal per calendar month. This account currently offers a rate of 2.65% AER (variable).
You can also earn an additional reward rate of 1% (variable) on your Simple Saver - check our website here to see whether you qualify for this reward rate.
All our cash savings accounts are FSCS protected up to the applicable deposit limit per bank. Any savings you hold with those banks (listed on our website) count toward that limit. You can find full details on our FSCS page here.