If you decide to withdraw from your Lifetime ISA for reasons outside of buying a first home or retiring, or before the account has been open for at least 12 months, you can do so in Settings > Withdraw > Lifetime ISA > Another reason. Please remember that your withdrawal will incur the 25% government penalty (except in cases of terminal illness).

If you are withdrawing for a first home or retirement after age 60, you can send us your solicitor's details to get the process started in Settings > Withdraw > Lifetime ISA > Buying first home 🏠 You can view the requirements for using your LISA towards a first home purchase here.

If you are withdrawing to purchase your first home, please note that you will need to start the withdrawal process a few weeks ahead of the completion of your house purchase, and you’ll also need to have a solicitor in place.