Moneybox is a self-directed platform, meaning we do not make investment decisions on your behalf, and we aren’t able to offer financial advice, so you’ll need to make sure that your investment allocations are right for your personal circumstances and financial goals.

The Cautious option aims for modest growth while minimising risk, the Balanced option aims for more growth with medium-risk investments, and the Adventurous option aims for the highest investment growth by accepting a greater level of risk.

You can change your investment allocations at any point, and you can also set a custom investment allocation in Settings > Allocations.