You can change your investment allocation at any time in Settings > Allocations > Manage allocation.
Select ‘edit current allocation’ to make changes to your existing investment allocation, or select ‘change to a Moneybox fund’ to rebalance your investments to one of our three Moneybox funds - Cautious, Balanced, or Adventurous
For more information on setting a custom allocation, please see ‘How do I set a custom allocation?’.
Once you have confirmed your selection, you will be given the option of whether you’d like to change this for ‘All fund investments’ or ‘Future fund investments’.
Selecting 'Future fund investments' means that all savings collected from that point on will be invested according to your new investment allocation. This will not change any existing investments.
Selecting 'All fund investments' will mean that future investments are invested according to this allocation, as well as all currently invested options being ‘rebalanced’ into your new selection.
Please note, the rebalance process can take up to three weeks whilst your units are sold down and re-purchased in the funds according to your new allocation. During this time, any units being rebalanced will be out of the market and will not be available to sell.
Any recent payments which are in the process of being invested won't be included in changes you make to your investment allocation. Once any pending investments have settled, you can request a second rebalance to move these over to your new allocation.