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What is a General Investment Account (GIA)?
What is a General Investment Account (GIA)?

The basics of our GIA.

Alex avatar
Written by Alex
Updated over a week ago

A General Investment Account allows you to invest outside of tax wrappers such as personal pensions and Stocks & Shares ISAs. With a Moneybox GIA, you’re able to invest in our full range of tracker (mutual) funds, and ETFs. You can view our full fund range here on our website.

Unlike an ISA, the GIA doesn’t offer tax relief but you only pay tax on gains above £3,000, subject to having no other taxable investments. You’ll only be liable for tax when you sell investments from the account, as this is when any investment gains are realised.

There’s no annual limit on how much you can contribute, however, we limit contributions to £85,000 per week.

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