How much money should I have in my pension?

Research by the pension provider Royal London estimates that, assuming lower living costs in retirement (e.g. hopefully you won’t still be paying for a mortgage), you need an income of £17,500 a year to live comfortably. To get an income of £17,500, you need a final pension pot of £260k to get a retirement income of £9,000 a year to combine with the full state pension of £12,005.