We offer stocks, tracker funds and exchange traded funds (ETFs) at Moneybox, so what's the difference?

Stocks let you invest directly in some of the biggest and best-known US companies. When you buy stock, you effectively own a slice of the company.

Investing in funds on the other hand doesn't give you direct ownership of a company's stock. Instead, rather than investing in one company, your money will be spread across a range of different companies that are included in a market index that the fund has been set up to track.

The good news is that you don't have to choose one or the other. Instead, you can invest in stocks alongside your existing fund investments.