Moneybox has worked with experts to offer you three Starting Options for your investments: Cautious, Balanced and Adventurous. For our Stocks & Shares ISA, GIA, Junior ISA and Stocks and Shares Lifetime ISA, all you need to do is pick one Starting Option based on your attitude to risk and return. Our Personal Pension offers different investment options - please see the Pensions section of the Help Centre for more information!
Each Starting Option contains a mix of tracker (mutual) funds, and you can customise the asset allocations of our suggested Starting Options at any time in Settings > Allocations. Please make sure you fully understand how changing the allocation could impact your risk level and investment return before making any changes.
In more detail, the tracker funds are:
Global Shares: Fidelity
Global Property Shares ESG: iShares by BlackRock
Cash Trust: Legal & General
Overseas Government Bonds: iShares by BlackRock
Overseas Corporate Bonds ESG: iShares by BlackRock
In addition to these Starting Options, we offer 5 further tracker funds you can invest in. More information on each fund can be found in Settings > Allocations:
Emerging Markets Shares - Fidelity
Global Health & Pharmaceuticals Shares - Legal & General
Global Technology Shares - Legal & General
Emerging Markets Shares (ESG) - Royal London
Islamic Global Shares - HSBC
S&S ISA, GIA and S&S LISA customers can also invest in a range of ETFs - for more information, please see our article ‘What ETFs can I invest in?’.
Finally, if you hold a S&S ISA, you can also invest in some of the world’s largest and well known companies! You can see which US stocks we currently offer on our website here 🔍