The access date shown in the app is the date your 1 Year Fixed Rate balance can be accessed. We’ll contact you before your access date to explain the options available to you, however you will always be able to withdraw your money, together with any interest accrued, to your linked bank account on this date.
Depending on both the length of the funding window and when you opened your 1 Year Fixed Rate within the funding window, your access date can be more than one year from the date you opened the product. Your access date will always be available in the app before you make a payment and this will not change.
Additionally, if the last day of your one year term falls on a weekend or bank holiday, your money will instead be moved out of your 1 Year Fixed Rate on the next available working day. However, you’ll continue to earn interest on your balance until the date your money is moved, and the access date shown in the app will always reflect the date you’ll receive your money.